Built for Canadian couples tracking joint household costs in CAD.Request workspace setup →
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Shared household clarity for cohabitating couples

Stop arguing about who paid for groceries last Tuesday

My partner and I spent two years fighting over messy spreadsheets. We built velanore to split shared bills fairly and track joint household costs in 15 minutes a month.

See how shared tracking works Shared household clarity for cohabitating couples
Setup takes under 10 minutes
No forced bank password connections
Export all household data anytime
Free 30-day couple onboarding trial
How it works

Three steps to effortless shared expense harmony

1

Set your fair household ratio

Input your agreed percentage split or equal baseline for joint expenses like rent, power, and food.

2

Quick receipt logging

Log shared purchases in seconds or import monthly bank balance summaries at your own pace.

3

Review your calm monthly summary

Spend fifteen minutes at month-end to see who paid what and settle remaining balances without friction.

15 min
average monthly time spent balancing shared household spending

Average time spent per couple each month updating joint expenses on velanore.

Household Time Savings

Estimate time saved on monthly bill balancing

See how much time velanore saves compared to manual spreadsheet updating.

1520
1040150
Hours reclaimed each month

Based on average user estimates entering manual monthly receipts vs automated batch entries.

Estimate time saved on monthly bill balancing
Estimate time saved on monthly bill balancing
Estimate time saved on monthly bill balancing
Shared tools

Straightforward household expense management for two

Straightforward household expense management for two

Proportional Household Splitter

Setup takes 10 minutes

Automatically balance shared utility, grocery, and rent obligations according to your agreed monthly proportion.

Proportional Household Splitter

Shared Reserve Tracker

5 minutes monthly check

Keep joint house project funds and rainy-day safety cushions visible to both partners in one calm screen.

Shared Reserve Tracker

Monthly Expense Audit

Automated monthly summary

Discover duplicate household subscriptions and forgotten recurring charges before they compound over time.

Send setup guide to and start your household onboarding.

Frequently Asked Questions

Everything you need to know about tracking shared expenses with velanore

?

How does velanore handle proportional income bill splitting?

You enter each partner take-home income ratio privately. When shared expenses like rent or groceries are added, velanore calculates contributions automatically based on your agreed ratio instead of defaulting to 50/50.

?

How much does velanore cost after the trial period?

Our free plan costs nothing forever. Paid plans start at $14 CAD per month after a 14-day trial. There are no hidden fees or cancellation penalties.

?

Is our personal bank data safe and private?

Yes. We use read-only encrypted bank syncing via standard financial protocols. We never sell user data or store bank login credentials, and personal purchases remain private unless tagged as shared.

?

How fast can my partner and I set up our account?

Setting up your ledger and linking accounts takes roughly 15 minutes. Once configured, logging bills and checking monthly balances takes under 5 minutes a week.

?

What happens if we decide to stop using velanore?

You can export all your financial records and settlement histories in standard CSV or Excel format anytime with a single click before closing your account.

?

Is velanore a financial advisor or investment tool?

No. velanore is strictly an organizational software application designed for expense tracking and fair cost division. We do not provide financial advice, tax planning, or money management services.

Transparent Household Pricing

Simple monthly plans for peaceful household finances

Try any paid plan free for 14 days. Split shared expenses fairly and manage joint costs without uncomfortable money conversations.

Basic Household

$0
forever

Essential manual expense logging for cohabiting couples getting started.

Manual transaction entry for 2 partners
Equal 50/50 balance calculation
1 shared household ledger
Monthly CSV expense export
Create free household account

Standard Splitter

$14 CAD
per month

Automated syncing and proportional income splitting for smooth routines.

Automatic Canadian bank feed syncing
Income-proportional custom split ratios
Receipt photo capture and matching
Automated monthly settlement summary
Shared grocery and utility tagging
Start 14 day free trial

Complete Harmony

$28 CAD
per month

Advanced tracking for joint goals, shared project bills, and detailed reporting.

Everything in Standard Splitter plan
Unlimited custom budget categories
Dedicated shared project cost trackers
Priority account support from founders
One-on-one household setup call
Start complete household setup

Prices are billed in CAD. Applicable provincial taxes GST and HST are applied at checkout. You can cancel your subscription at any time with one click in account settings.

Real Scenarios

How velanore replaces arguments with automated balance summaries

How velanore replaces arguments with automated balance summaries

Rent and internet bill are due, but one partner spent money on grocery shopping all month.

Sync bank transactions into velanore and apply your shared household splitting ratio.

Instant balance summary showing the exact remaining net difference for settlement.

Rent and internet bill are due, but one partner spent money on grocery shopping all month.

End-of-month review turns into a detailed debate over small personal items on receipts.

Tag personal items separately while marking shared household supplies with one tap.

Full visibility on joint expenses while preserving privacy for personal discretionary spending.

End-of-month review turns into a detailed debate over small personal items on receipts.

Moving into a new apartment with shared security deposits and initial furniture purchases.

Create a dedicated move category and snap photo receipts as invoices arrive.

Clear accounting record of upfront move expenses split cleanly according to agreed plan.

Ready for quiet, argument-free household finances?

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