You enter each partner take-home income ratio privately. When shared expenses like rent or groceries are added, velanore calculates contributions automatically based on your agreed ratio instead of defaulting to 50/50.
Our free plan costs nothing forever. Paid plans start at $14 CAD per month after a 14-day trial. There are no hidden fees or cancellation penalties.
Yes. We use read-only encrypted bank syncing via standard financial protocols. We never sell user data or store bank login credentials, and personal purchases remain private unless tagged as shared.
Setting up your ledger and linking accounts takes roughly 15 minutes. Once configured, logging bills and checking monthly balances takes under 5 minutes a week.
You can export all your financial records and settlement histories in standard CSV or Excel format anytime with a single click before closing your account.
No. velanore is strictly an organizational software application designed for expense tracking and fair cost division. We do not provide financial advice, tax planning, or money management services.