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Frequently Asked Questions

Everything you need to know about tracking shared expenses with velanore

How does velanore handle proportional income bill splitting?

You enter each partner take-home income ratio privately. When shared expenses like rent or groceries are added, velanore calculates contributions automatically based on your agreed ratio instead of defaulting to 50/50.

How much does velanore cost after the trial period?

Our free plan costs nothing forever. Paid plans start at $14 CAD per month after a 14-day trial. There are no hidden fees or cancellation penalties.

Is our personal bank data safe and private?

Yes. We use read-only encrypted bank syncing via standard financial protocols. We never sell user data or store bank login credentials, and personal purchases remain private unless tagged as shared.

How fast can my partner and I set up our account?

Setting up your ledger and linking accounts takes roughly 15 minutes. Once configured, logging bills and checking monthly balances takes under 5 minutes a week.

What happens if we decide to stop using velanore?

You can export all your financial records and settlement histories in standard CSV or Excel format anytime with a single click before closing your account.

Is velanore a financial advisor or investment tool?

No. velanore is strictly an organizational software application designed for expense tracking and fair cost division. We do not provide financial advice, tax planning, or money management services.